The VA Loan Program & Texas Vet Loan Blog


VA Home Loan Limits Repealed in 2020VA Home Loan Limits Repealed in 2020

November 22, 2019

If you’re a military veteran who is looking to purchase a home, then you’ve likely considered a VA home loan. These affordable loans are a great option, with no down payment or mortgage insurance required. However, many veterans are not familiar with the VA home loan or the requirements surrounding it.

Case in point: while many veterans may be aware of the limits previously placed on VA home loans, some veterans may not be aware of the recent changes beginning January 1, 2020 regarding VA loan limits and VA Funding Fee amounts.

VA LOAN LIMITS

3 Basic VA Loan Requirements You Need To Know 3 Basic VA Loan Requirements You Need To Know

February 22, 2018

If you're a veteran in need of a great home financing option, then VA home loans are exactly what you're looking for. The VA loan program does not require mortgage insurance, requires no down payment, and allows you to have 100% financing for your home. They're guaranteed by the Department of...

3 BASIC VA LOAN REQUIREMENTS

5 Myths About VA Home Loans, Busted5 Myths About VA Home Loans, Busted

February 8, 2018

Since its inception in 1944, the Department of Veteran Affairs has helped over 22 million veterans become homeowners with VA home loans. The VA loan is a special veterans home loan that allows individuals who have served in the armed forces and their spouses to get great...

5 MYTHS ABOUT VA LOANS

How Long Does a VA Home Loan Take? Is It Worth It?How Long Does a VA Home Loan Take? Is It Worth It?

January 25, 2018

There are many veterans in the United States, with over 1.5 million being in the state of Texas alone. They've trained, fought, and bled for our country, and so it's only fair that we do our part to help them when they return to it. And the VA loan program is one of the best ways to do so...

VA LOAN APPROVAL TIMEFRAME

Get The Support You Need To Purchase Your First Home, Get The VA LoanGet The Support You Need To Purchase Your First Home, Get The VA Loan

January 11, 2018

Purchasing your first home can be both an exhilarating and frightening experience. Even though you will finally have your own home, there are a lot of new expenses and expectations that will be coming your way. You'll have to worry about mortgage rates, property taxes, taking care of the house and its many parts and pieces...

VA LOAN ADVANTAGES

The New VA Home Loan Guidelines For Surviving SpousesThe New VA Home Loan Guidelines For Surviving Spouses

December 28, 2017

There are more than 1.5 million veterans in the state of Texas, many of whom take advantage of the VA loan program. Right now, veteran loan program mortgage rates are currently as much as 50 basis points lower than those available for conventional mortgage loans. However...

SURVIVING SPOUSES

Am I Eligible for a VA Home Loan?Am I Eligible for a VA Home Loan?

December 14, 2017

If you’re a veteran or military spouse looking to get a home, then you should look into getting a VA home loan. The VA loan program was founded in 1944 and is run by the Department of Veteran Affairs. It has helped more than 22 million veterans finance and afford homes since its inception, and the...

VA LOAN ELIGIBILITY

3 Things To Know About The VA Loan Program3 Things To Know Before Purchasing Your Home With a VA Loan

November 30, 2017

If you're a veteran looking to own a home, there are numerous advantages to using the VA loan program offered to you. The program, run by the United States Department of Veteran Affairs, has assisted 22 million veterans in buying home since it was founded in 1944. Around 707,107 of these loans were given in 2016 alone. This VA loan has many benefits...

3 THINGS TO KNOW

Considering a VA Home Loan? 5 Questions To Ask Your LenderConsidering a VA Home Loan? 5 Questions To Ask Your Lender

November 16, 2017

The veteran loan program is a great option for many U.S. veterans looking to purchase a home. VA home loans not only do not require mortgage insurance, but they also allow for 100% financing. If you think that this option could help you financially, it is important to first talk to a qualified lender. To get started, ask...

5 QUESTIONS FOR YOUR LENDER

3 Factors To Consider When Searching for a VA Loan Lender3 Factors To Consider When Searching for a VA Loan Lender

November 2, 2017

Since its inception in 1944, the VA loan program has helped over 22 million veterans achieve home ownership. Veteran home loans are some of the best on the market, with no down payment and no need for mortgage insurance being in the list of benefits they offer. In addition, these loans have some of the lowest interest rates around. However, once you're approved for a VA home loan...

VA LOAN LENDER CONSIDERATIONS

Get Started Today With Your VA Loan Request!

If you would like to speak with a loan professional about the prequalification process, please call our toll-free number at 866-704-2826 or click on the button below and complete our quick-and-easy online form and a member of our staff will contact you right away to discuss your options.

We welcome the opportunity to assist you.

Pros and Cons of a VA Home LoanPros and Cons of a VA Home Loan

October 19, 2017

If you're a veteran or the spouse of a veteran and you're searching for a home, chances are you could qualify for a VA home loan. VA Loans, or veterans home loans, are part of a program created in 1944 by the U.S. Department of Veteran Affairs and offer many benefits...

PROS AND CONS

How Your Credit Score Can Affect Your VA LoanHow Your Credit Score Can Affect Your VA Loan

October 5, 2017

If you’re a veteran looking to buy a home, you’ve likely considered getting a VA home loan to assist with the process. The VA loans, for those veterans that are unaware, is a specialty loan program hosted by the Department of Veteran Affairs since 1944, and which gives veterans a loan option...

CREDIT SCORE FACTORS

4 VA Loan Myths You Probably Believe 4 VA Loan Myths You Probably Believe

September 21, 2017

There is a lot of misinformation and confusion about veterans home loan programs across the country, which is unfortunate considering Texas alone has over 1.5 million veterans! That is why it is so important for real estate agents and veterans to fully understand what the Texas VA loan program offers...

VA LOAN MYTHS

VA Home Loan FAQs: What Veterans Need To KnowVA Home Loan FAQs: What Veterans Need To Know

September 7, 2017

If you are a veteran, active service member, or a surviving spouse of a veteran or service member killed in the line of duty, you may be able to buy a home with help from the U.S. Department of Veterans Affairs and private lenders through VA home loans. This financial assistance can be...

VA LOAN FAQS

What Can You Expect When Looking At VA Loans? Advantages Vs DisadvantagesWhat Can You Expect When Looking At VA Loans? Advantages Vs Disadvantages

August 24, 2017

If you are a veteran, an active military personnel, or the spouse of a member of the armed forces that has fallen in the line of duty, a VA home loan could be a great option to help you purchase a house. VA loans, or Veterans Home Loans, allow homebuyers to purchase a home with no down payment...

ADVANTAGES VS DISADVANTAGES

What You Need To Know About The VA LoanWhat You Need To Know About The VA Loan

August 10, 2017

If you are a veteran or an active member of the United States armed forces, having served at least 181 days during peacetime, 90 days during war time, or six years in the Reserves or National Guard, you may be able to claim a veteran home loan or mortgage refinancing program. And these loans offer some...

WHAT YOU NEED TO KNOW

4 Factors To Determine VA Home Loan Eligibility4 Factors To Determine VA Home Loan Eligibility

July 27, 2017

If you're a veteran looking for an affordable home loan, then you should start by considering a veteran home loan (also known as a VA home loan). Unlike the traditional 30-year mortgage, these VA loans do not require mortgage insurance and allow for 100% financing. They also offer the lowest...

4 ELIGIBILITY FACTORS

3 Preapproval Tips for a Veterans Home LoanLooking To Get a Veterans Home Loan? Here Are 3 Preapproval Tips To Keep In Mind

July 13, 2017

In the United States, Veterans are offered mortgage loans that are backed and guaranteed by the U.S. Department of Veteran Affairs. The Veteran home loan, or VA home loan, differs from normal loans because there is no down payment requirement, and no monthly private mortgage insurance (PMI) or monthly insurance premium (MIP)...

3 PREAPPROVAL TIPS

3 Facts Most Veterans Don't Know About VA Home Loans3 Facts Most Veterans Don't Know About VA Home Loans

June 29, 2017

Veterans home loans are popular, especially as more and more individuals turn to the military to get an education and other benefits. In 2015, a total of 134,808 home loans went to veterans who were first-time homebuyers. There are many lending institutions, and a lot of options when you consider...

3 LITTLE KNOWN FACTS

Veteran Looking For a Home Loan? Consider a VA Home LoanVeteran Looking For a Home Loan? Consider a VA Home Loan

June 15, 2017

Millions of veterans have access to what is called the "VA Home Loan" program, a loan program that has a great many benefits for those that have served in our armed forces. Many veterans have already used their loan benefits and there are a lot of advantages that one can claim from these loans...

VETERANS AND VA LOANS

Get Started Today With Your VA Loan Request!

If you would like to speak with a loan professional about the prequalification process, please call our toll-free number at 866-704-2826 or click on the button below and complete our quick-and-easy online form form and a member of our staff will contact you right away to discuss your options.

We welcome the opportunity to assist you.

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