High Limit VA Loans (Jumbo Loans) in Texas

High Limit VA Loans (Jumbo loans) over the standard 2019 VA Loan Limit of $484,350 are available to eligible and qualified Texas Veterans with a FICO score of 580 or higher.

Some down payment will be required for a High Limit VA Loan (Jumbo loan) exceeding $484,350 . The amount of down payment needed is based upon the difference between the purchase price and the 2019 standard loan limit of $484,350 for all Texas counties. Generally, a down payment equal to 25% of the difference will be required.

Blue Water Navy Vietnam Veterans Act of 2019 (the Act)

On June 25, 2019, the President signed the Act, Public Law 116-23, 133 Stat. 966. In accordance with the Act, including the provisions that impact VA’s Loan Guaranty Service (LGY), the law will become effective January 1, 2020.

* The Blue Water Navy Vietnam Veterans Act of 2019 amended the maximum guaranty amounts which eliminates the need for a veteran to have a down payment for loan amounts over the conforming limits, for loans closed on or after January 1, 2020, and before January 1, 2022.

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